Personal Loans
Whatever your reason to borrow we have the loan to meet your needs. We lend for education, vacation, repairs, bill consolidation, appliances, computers, or other major purchases. APPLY NOW

Auto Loans
We have affordable financing for new or used vehicles, with terms up to 84 months. If you already have an auto loan through another lender, talk to one of our Loan Officers today and let us give your loan a tune-up! We can probably save you money on your monthly payment by refinancing your loan with our market leading rates. APPLY NOW

VISA® Credit Cards
The ultimate in convenience and flexibility. Plus earn free gifts with our ScoreCard Bonus Points reward program. APPLY NOW

First Mortgages
Finance your new home with a First Mortgage loan from First Connecticut Credit Union. We offer competitive rates and flexible terms suited to your individual situation. We can also refinance your current mortgage from another financial institution or mortgage company. Call a mortgage specialist today at (203) 269-8718 or click here for more information.

• For property anywhere in the U.S.
• Fixed & variable rates
• Flexible terms

Home Equity Loan
Use the equity you have built up in your home as a source of immediate cash. With your First Connecticut Home Equity Loan you can build a deck, add a swimming pool, install a gazebo or cover any number of other large expenses.

• Various loan-to-value options
• Fixed rate
• Flexible terms up to 15 years
• Possible tax advantages

Interest Only Home Equity Line of Credit
Like the Home Equity Loan, our Home Equity Line of Credit (HELOC) provides immediate cash for major purchases or expenses. The difference is you write checks from your HELOC checkbook as you need funds.

• Write your own loan anytime through your HELOC checkbook
• 10-year draw period, 15-year repayment period
• Low variable rate based on the Prime Rate
• Interest only payment option during the draw period of the loan to keep payments low
• Principal and interest payments during the repayment period
• Possible tax advantages

Overdraft Protection – Line of Credit
Our Overdraft Protection is a source of funds to protect your share draft checking account from overdrawing. It can also be accessed with your Visa Debit Card. APPLY NOW

Share Savings Secured Loan
By pledging the funds in your share savings account, you can take advantage of our best loan terms and lowest interest rates. You also have the benefit of keeping your share savings intact and continuing to earn dividends. APPLY NOW

Share Certificate Secured Loan
By pledging your First Connecticut Share Certificate you can take advantage of our lowest interest rates. You also have the benefit of earning the dividends on your Share Certificate. APPLY NOW

 

For more information on any of the loans listed above, call the Lending Department at 203-269-8718, option 4, or e-mail us today.