Loan Products

Auto Loans

We have affordable financing for new or used vehicles, with terms up to 84 months. If you already have an auto loan through another lender, FCCU can probably save you money on your monthly payment by refinancing your loan with market-leading rates.

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Recreational Vehicle Loans

First Connecticut offers financing for a number of recreational vehicles including motorcycles, motor homes, travel trailers, truck campers, folding camp trailers, snowmobiles, ATVs, and jet skis.

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Personal Loans

Whatever your reason to borrow, we have the loan to meet your needs. We lend for education, vacation, repairs, bill consolidation, appliances, computers, or other major purchases.

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VISA® Credit Cards

The ultimate in convenience and flexibility. Plus earn free gifts with our Rewards Program. For more information, click here.

Home Equity Loan

Use the equity you have built up in your home as a source of immediate cash. With your First Connecticut Home Equity Loan you can build a deck, add a swimming pool, install a gazebo or cover any number of other large expenses.

Various loan-to-value options
Fixed rate
Flexible terms up to 20 years

Interest-Only Home Equity Line of Credit

Like the Home Equity Loan, our Home Equity Line of Credit (HELOC) provides immediate cash for major purchases or expenses. The difference is you write checks from your HELOC checkbook as you need funds.

10-year draw period, 15-year repayment period
Low variable rate based on the Prime Rate
Interest-only payment option during the draw period of the loan to keep payments low
Principal and interest payments during the repayment period

First Mortgages

We offer a variety of purchase and refinance mortgages with terms up to 30 years and amount financed (loan to value) up to 100%. Whether you are buying your first home, moving to your dream home, or refinancing a current mortgage, we can help.

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Overdraft Protection – Line of Credit

Our Overdraft Protection is a source of funds to protect your share draft checking account from overdrawing. It can also be accessed with your Visa Debit Card.

Share-Secured Loan

By pledging the funds in your share savings account or share certificate, you can take advantage of our best loan terms and lowest interest rates. You also have the benefit of keeping your savings intact and continuing to earn dividends.

For more information on any of the loans listed above, call the Lending Department at 203-269-8718, option 5, or e-mail us today.