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Current Rates

SHARE SAVINGS ACCOUNTS
Type	APY*
The rates stated are as of the last dividend declaration period. Dividends are paid and compounded quarterly using the average daily balance method.
There is a $5.00 minimum balance requirement.
Share Savings	0.05%
Vacation/Holiday Club	0.05%

SHARE DRAFT CHECKING
	APY*
There is no minimum balance requirement. There are no monthly or per check charges. Your first 50 checks are free.	No dividends paid

COMMAND ACCOUNT (MONEY MARKET)
Balance	APY*
The rates stated are as of the last dividend declaration period. Dividends are paid and compounded monthly using the average daily balance method.
$2,500.00 to $24,999.99	0.05%
$25,000.00 to $49,999.99 $50,000.00 to $74,999.99	0.05% 0.10%
$75,000.00 to $99,999.99 $100,000.00 to $149,999.99 $150,000.00 and above	0.15% 0.25% 0.35%

REGULAR AND IRA SHARE CERTIFICATES
Term	APY*
Regular certificate dividends are paid and compounded monthly using the average daily balance method; IRA dividends are paid and compounded quarterly using the average daily balance method.
There is a $1,000.00 minimum balance requirement.

3 months	0.15%
6 months	0.20%
9 months	0.25%
12 months	0.30%
18 months	0.35%
24 months	0.45%
30 months	0.50%
36 months	0.55%
48 months	0.65%
60 months	0.75%

Bonus Rate of 0.100% on balances of $10,000 or more AND 0.200% on $100,000 or more

INDIVIDUAL RETIREMENT ACCOUNT ACCUMULATOR
	APY*
The rates stated are as of the last dividend declaration period. Dividends are paid and compounded quarterly using the average daily balance method.
There is no minimum balance requirement.	0.02%

*Annual Percentage Yield

Partnerships